The Personal Finance and Wealth Management track within the K4B program integrates Financial Literacy, Investment Analysis and Portfolio Management, Personal Financial Planning, and Risk Management to prepare students for careers in managing personal wealth and advising clients on financial strategies. This interdisciplinary track equips students with the skills to educate individuals on financial literacy, analyze investment portfolios, create tailored financial plans, and assess and mitigate financial risks. Coursework covers personal finance management techniques, investment strategies, retirement planning, and risk management principles, ensuring that students can help individuals build and protect their wealth. The program emphasizes rigorous quizzing practices, including scenario-based financial planning projects, investment portfolio simulations, and risk management assessments to ensure practical expertise in personal finance. Upon successful completion, students receive a Specialization Certificate in Personal Finance and Wealth Management, accompanied by a detailed Courses Grade Report and a General Grade. Additionally, students are awarded Course-Specific Certificates in areas such as Financial Literacy, Investment Analysis and Portfolio Management, Personal Financial Planning, and Risk Management. These certifications validate their expertise, enhancing employability in sectors such as financial advising, wealth management, personal finance education, and investment consulting.30